Medicare Licensed Insurance Agent
Medicare Licensed Insurance Agent
Michael Howard
Senior Member Services Specialist
Senior Member Services Specialist
Michael has been a licensed insurance agent for over one year and has an active license in 40 U.S. states. Michael grew up in Wisconsin, and his mother was an administrator for a medical clinic, so he knows a thing or two about the healthcare industry. His educational background is in water resource management. He spent six years working as a commercial fisheries observer on the Bering Sea and the Aleutian Islands. Before transitioning into Medicare, he also worked for U.S. Fish and Wildlife on Lake Champlain’s sea lamprey control project in Vermont and New York.
Michael works closely with members in Special Needs Plans (D-SNPs), coordinating Medicare and Medicaid.
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Learn moreDual-eligibility allows beneficiaries to combine Medicare and Medicaid benefits to expand coverage and assist with costs. It is not a separate plan. Learn more.
Medicare and Medicaid covers many of the same services, but Medicare pays first for the Medicare-covered services that are also covered by Medicaid. Learn more.
When you qualify for Medicare and Medicaid, you are dual eligible. Understand Medicare vs. Medicaid, and understand your eligibility to combine both benefits.