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Our mission:

To improve access to healthcare in America.

We make Medicare enrollment easier for you.

If you have a Medicare Advantage or Part D plan, you can add or change coverage each year from October 15 to December 7. You also have the option to switch from your Medicare Advantage plan to Original Medicare and vice versa. It’s called the Medicare Annual Enrollment Period.

At GoHealth, our licensed insurance agents remove the guesswork. We review your options and recommend a plan that fits your needs. And we do it all for free for you with no obligation to enroll.

OCTOBER 15, 2020

Medicare Annual Enrollment Period Begins

DECEMBER 7, 2020

Medicare Annual Enrollment Period Closes

JANUARY 1, 2021

New Medicare Coverage Becomes Active

FAQs

What makes GoHealth different?

We simplify the difficult and confusing process by offering a large selection of plan choices, honest advice, transparency of plan benefits and fit, assistance accessing available government subsidies, and a great Telecare Team to support you long-term.

What should I consider before choosing a plan?

  • Total care costs – In addition to your monthly premium, you should also evaluate other out-of-pocket costs like the deductible and maximum out-of-pocket amounts before selecting your health insurance plan. Understanding these will help you determine which plan may be financially right for you.
  • Prescription drug coverage – It’s essential to check if the plan covers prescription drugs, and if so, which drugs.
  • Additional benefits – Many health insurance plans offer perks for their members. For example, some Medicare Advantage plans include free memberships to gyms. Other plans provide services such as virtual doctor visits or even making an appointment online.

Why should I consider Medicare Advantage?

When enrolled in a Medicare Advantage plan, you receive the same coverage you get from Original Medicare and additional benefits like dental and vision insurance from the Medicare Advantage insurance provider. Most Medicare Advantage coverage includes additional prescription drug coverage too!

When can I enroll?

Medicare

  • Initial Enrollment Period – Most people can first enroll in Medicare Part A, Part B, Part C, and/or Part D during a seven month window: three months before the month you turn 65, the month you turn 65, and three months after the month you turn 65.
  • Special Enrollment Period (SEP) – You can qualify based on certain life events like if you move or lose current coverage. Depending on your circumstance, you generally have two full months to enroll.
  • Medicare Part C & D Annual Enrollment Period (AEP) – October 15 to December 7, every year. Existing Medicare beneficiaries can use this period to re-evaluate and make changes to their Medicare Advantage (Part C) and Medicare prescription drug plans (Part D). You cannot use AEP to enroll in Part A and/or Part B for the first time. Coverage starts on January 1 of the following year.
  • Medicare General Enrollment Period – January 1 to March 31, every year. While most people will get Part B coverage when they sign up for Medicare, this time is reserved for those that did not enroll in Part B when they were first eligible. Coverage starts July 1 of the same year.
  • Medicare Advantage Open Enrollment Period (OEP) – January 1 to March 31, every year. During this time, you can switch to a different Medicare Advantage plan with or without drug coverage, or switch to Original Medicare and also join a standalone Medicare Prescription Drug plan. You however cannot switch from Original Medicare to a Medicare Advantage plan, join a prescription drug plan if you’re in Original Medicare, or switch from one prescription drug plan to another prescription drug plan.

Health Insurance

  • Open Enrollment Period – For most states, the Open Enrollment Period for major medical insurance is November 1 to December 15 every year. Coverage starts on January 1 of the following year.
  • Special Enrollment Period – Based on qualifying life events or becoming eligible for or even losing Medicaid or CHIP. Certain qualifying life events within the past 60 days include moving, having a baby/adopting a child, getting married, getting divorced, losing coverage, changing job status, etc.

If you are unsure if you are eligible to enroll, give us a call, and we can check for you.

If I switch to Medicare Advantage from Original Medicare, can I keep my existing Part D coverage?

Most Medicare Advantage plans already cover prescription drugs (Part D), along with Part A and Part B. During the Medicare Annual Enrollment Period, you can drop your extra Part D coverage if your Medicare Advantage plan covers prescription drugs.

Can I change my existing coverage outside of the Medicare Annual Enrollment Period?

If you qualify for Medicaid in addition to Medicare, you can change your coverage once per quarter. Everyone else must be eligible for a Special Enrollment Period (SEP) like moving outside of your plan's service area or if you unexpectedly lose your current coverage.

Can I change my Medicare plan every year, or is there a limit?

You can add, drop, or switch coverage every year during the Medicare Annual Enrollment Period. You can also make a one time change in your Medicare Advantage plan coverage during the Open Enrollment Period (OEP) January 1 - March 31. Because plans can change, a GoHealth licensed insurance agent can help you compare options every year and find the right plan for your needs.

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How it Works

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Join the GoHealth family.

We love our work because we represent you, our members. Our priority is taking care of you. We want to earn the right to become "your person" inside Medicare and health insurance for years to come. Give us a call and join our family today.

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Let us take care of you.

Little details can complicate Medicare & health insurance, but they aren’t complicated for us. You can rely on the knowledge and expertise of our licensed insurance agents. As a GoHealth member, we’ll partner with you to get you the right coverage. We listen to your needs, make a recommendation, and get you enrolled. We make the process simple and easy so that you can enroll with confidence.

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And, we’ll keep taking care of you.

Life can change without notice. When it happens, our agents will be a comfortable and familiar voice. Have a question about an unexpected illness or injury? How about a recent claim? Expected or not, your GoHealth family is always ready to help.

The best part? The whole process is 100% free, with no obligation whatsoever to enroll!

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