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Medicare Licensed Insurance Agent

Medicare Licensed Insurance Agent

Michael Howard

Senior Member Services Specialist

Michael has been a licensed insurance agent for over one year and has an active license in 40 U.S. states. Michael grew up in Wisconsin, and his mother was an administrator for a medical clinic, so he knows a thing or two about the healthcare industry. His educational background is in water resource management. He spent six years working as a commercial fisheries observer on the Bering Sea and the Aleutian Islands. Before transitioning into Medicare, he also worked for U.S. Fish and Wildlife on Lake Champlain’s sea lamprey control project in Vermont and New York.
Michael works closely with members in Special Needs Plans (D-SNPs), coordinating Medicare and Medicaid.

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My Work

Does Medicare Cover Eye Exams?

Original Medicare typically doesn’t cover eye exams. However, you can provide some coverage for vision needs through Medicare Advantage. Learn more.

Early Retirement & Health Insurance: Options Before Medicare

Retire before you're eligible for Medicare, and you'll have to find private health insurance to bridge the gap to age 65 and Medicare coverage. Learn more about your options.

Medicare LIS: Low-Income Subsidy Program

The low-income subsidy (LIS) program helps people with limited income and resources pay Medicare prescription drug program costs like premiums and deductibles.

How to Enroll Someone in Medicare

Being a caregiver can include making health insurance decisions for others. Learn the Medicare enrollment process for someone else.

Getting State Medicare Assistance & Medicaid Expansion

In all states, Medicaid provides health coverage to low-income residents that qualify for the program. Learn how this works together with Medicare at GoHealth.