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Understand, compare plans & enroll today

We make comparing plans easy.
You save money & get more coverage.

Our mission:

To improve access to healthcare in America.

And we start by making it easier to enroll.

No matter if you are turning 65 or have had a plan for years, our Medicare licensed insurance agents can help make the important decisions easier.

We listen to your needs and help you find a plan for you and your budget. We also work with you beyond enrollment to ensure your questions and needs are addressed throughout the year -- whether it’s checking your benefits, scheduling appointments, finding a doctor, you name it.

Know Your Enrollment Opportunities.

When you turn 65.

Initial Enrollment Period: your seven-month sign-up window If you were born on the first, then you can begin enrollment starting four months before your 65th birth month. For everyone else, your Medicare Initial Enrollment Period starts three months before your 65th birth month.

JAN 1 - MAR 31

Medicare General Enrollment Period If you did not enroll in Medicare during your Initial Enrollment Period, you can now. Coverage begins July 1.

Medicare Advantage Open Enrollment Period You can make certain changes to your Medicare Advantage (Part C) plan. Coverage begins the first day of the following month.

OCT 15 - DEC 7

Medicare Annual Enrollment Period For those that already have Medicare Part A & B, you are eligible to enroll in a Medicare Advantage (Part C) or a Part D prescription drug plan. Those with only Part A are eligible to enroll in a Part D prescription drug plan.

If you have a qualifying event.

Special Enrollment Period You can qualify based on certain life events like if you move or lose current health insurance coverage.

FAQs

What makes GoHealth different?

GoHealth is a leading health insurance marketplace and Medicare-focused digital health company. We unravel the confusing details of health insurance and Medicare to make every piece easier for you. Our goal is to help you reach your optimum position of health and financial wellness, starting with enrolling you in a plan that meets your needs at the right cost.

And we don’t stop there. After enrollment, we help people utilize their plan and support them along their healthcare journey from checking benefits, explaining claims, finding doctors/specialists, and even setting up appointments.

We’re here to help.

What should I consider before choosing a plan?

  • Total care costs – In addition to your monthly premium, you should also evaluate other out-of-pocket costs like the deductible and maximum out-of-pocket amounts before selecting your health insurance plan. Understanding these will help you determine which plan may be financially right for you.
  • Prescription drug coverage – It’s essential to check if the plan covers prescription drugs, and if so, which drugs.
  • Additional benefits – Many health insurance plans offer perks for their members. For example, some Medicare Advantage plans include free memberships to gyms. Other plans provide services such as virtual doctor visits or even making an appointment online.

Why should I consider Medicare Advantage?

When enrolled in a Medicare Advantage plan, you receive the same coverage you get from Original Medicare and additional benefits like dental and vision insurance from the Medicare Advantage insurance provider. Most Medicare Advantage coverage includes additional prescription drug coverage too!

When can I enroll?

Medicare

  • Initial Enrollment Period – Most people can first enroll in Medicare Part A, Part B, Part C, and/or Part D during a seven month window: three months before the month you turn 65, the month you turn 65, and three months after the month you turn 65.
  • Special Enrollment Period (SEP) – You can qualify based on certain life events like if you move or lose current coverage. Depending on your circumstance, you generally have two full months to enroll.
  • Medicare Part C & D Annual Enrollment Period (AEP) – October 15 to December 7, every year. Existing Medicare beneficiaries can use this period to re-evaluate and make changes to their Medicare Advantage (Part C) and Medicare prescription drug plans (Part D). You cannot use AEP to enroll in Part A and/or Part B for the first time. Coverage starts on January 1 of the following year.
  • Medicare General Enrollment Period – January 1 to March 31, every year. While most people will get Part B coverage when they sign up for Medicare, this time is reserved for those that did not enroll in Part B when they were first eligible. Coverage starts July 1 of the same year.
  • Medicare Advantage Open Enrollment Period (OEP) – January 1 to March 31, every year. During this time, you can switch to a different Medicare Advantage plan with or without drug coverage, or switch to Original Medicare and also join a standalone Medicare Prescription Drug plan. You however cannot switch from Original Medicare to a Medicare Advantage plan, join a prescription drug plan if you’re in Original Medicare, or switch from one prescription drug plan to another prescription drug plan.

Health Insurance

  • Open Enrollment Period – For most states, the Open Enrollment Period for major medical insurance is November 1 to December 15 every year. Coverage starts on January 1 of the following year.
  • Special Enrollment Period – Based on qualifying life events or becoming eligible for or even losing Medicaid or CHIP. Certain qualifying life events within the past 60 days include moving, having a baby/adopting a child, getting married, getting divorced, losing coverage, changing job status, etc.

If you are unsure if you are eligible to enroll, give us a call, and we can check for you.

If I switch to Medicare Advantage from Original Medicare, can I keep my existing Part D coverage?

Most Medicare Advantage plans already cover prescription drugs (Part D), along with Part A and Part B. During the Medicare Annual Enrollment Period, you can drop your extra Part D coverage if your Medicare Advantage plan covers prescription drugs.

Can I change my existing coverage outside of the Medicare Annual Enrollment Period?

If you qualify for Medicaid in addition to Medicare, you can change your coverage once per quarter. Everyone else must be eligible for a Special Enrollment Period (SEP) like moving outside of your plan's service area or if you unexpectedly lose your current coverage.

When can I switch Medicare Advantage plans?

If you’re enrolled in Medicare Advantage and want to switch plans or go back to Original Medicare (Parts A and B) you will be able to use the Medicare Advantage Open Enrollment Period from January 1 to March 31. You are allowed to switch coverage one time. Coverage selections made during Open Enrollment will be permanent for the entire year unless you have a special enrollment period. Coverage would start the first of the following month. During this period, you can:

  • Switch to Original Medicare and enroll in a Part D prescription drug plan.
  • Switch to a different Medicare Advantage plan.

You are also able to change Medicare Advantage plans for next year’s coverage during Medicare’s Annual Enrollment Period, which is from October 15 to December 7, every year.

What if I didn’t enroll in Medicare when I was first eligible?

Most people are automatically enrolled in Medicare Part A when they turn 65. If you didn’t enroll in part B during your Initial Enrollment Period, you can enroll during the Medicare General Enrollment Period from January 1 to March 31. Coverage becomes active on July 1. However, if you didn’t enroll in Part B when you were first eligible, you may be subject to the lifetime Part B late enrollment penalty.

You may also be able to enroll in Part A and/or Part B during a Special Enrollment Period, based on certain life events.

Founded in 2001

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How it Works

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Join the GoHealth family.

We love our work because we represent you, our members. Our priority is taking care of you. We want to earn the right to become "your person" inside Medicare and health insurance for years to come. Give us a call and join our family today.

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Let us take care of you.

Little details can complicate Medicare & health insurance, but they aren’t complicated for us. You can rely on the knowledge and expertise of our licensed insurance agents. As a GoHealth member, we’ll partner with you to get you the right coverage. We listen to your needs, make a recommendation, and get you enrolled. We make the process simple and easy so that you can enroll with confidence.

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And, we’ll keep taking care of you.

Life can change without notice. When it happens, our agents will be a comfortable and familiar voice. Have a question about an unexpected illness or injury? How about a recent claim? Expected or not, your GoHealth family is always ready to help.

The best part? The whole process is 100% free, with no obligation whatsoever to enroll!

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