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Residents living in North Dakota have access to several health insurance options. Whether you’re looking for a top provider or you prefer a specialized type of coverage, there’s a plan to fit your specific needs and budget.
Living without health coverage may end up costing you thousands of dollars. Even a small health issue sending you to the hospital can rack up large medical bills. You don’t need to take the risk as there are plenty of North Dakota health insurance options available fitting any situation and budget.
The right North Dakota health insurance doesn't need to be hard to find. You have access to plenty of options to fit your needs. Make sure to consider the following North Dakota health care coverage states and insurance options below:
Total North Dakota Residents
North Dakota uninsured residents
Total North Dakota HMO enrollment
Avg ND hospital cost per inpatient day (before insurance)
Avg annual employee premium in ND employer-sponsored plan (after employer contribution)
Source data according to the Kaiser Family Foundation:
Health Insurance Coverage of the Total Population, states (2017), U.S. (2017); Total HMO Enrollment, January 2016; Average Single Premium per Enrolled Employee;
For Employer-Based Health Insurance, 2017; Hospital Adjusted Expenses per Inpatient Day, 2017
Your go-to health insurance policy in North Dakota is known as major medical insurance. This policy will cover most medical expenses, and you need to make sure you choose wisely. With the right major medical health insurance coverage, you’ll be protected no matter the situation.
Sometimes, you may not be able to get major medical insurance because you left a job or you missed an enrollment deadline. When this is the case, you have the option to use short-term medical insurance to fill in your coverage gaps. With short-term health insurance in North Dakota, you’ll remain covered for 30 days up to a full year, or even longer.
Since major medical health insurance doesn’t provide more than emergency care for your mouth or eyes, you need supplemental dental and vision coverage. With the right dental and vision insurance, you’ll be better protected. Benefits often include annual checkups, an allowance for basic needs, and coverage for several procedures, such as LASIK.
Affordable accident insurance may be necessary if you want to ensure you have the best possible coverage. An accident can happen and cause injury at any time, and you cannot prepare for it. However, you can make sure you’re covered with accident insurance in North Dakota. While major medical will help with medical expenses, it won’t cover everything. Accident insurance will help fill in the gaps to ensure you don’t pay out-of-pocket.
Looking for Health Insurance in Another State?
We offer industry-leading technology to ensure you can easily compare multiple health insurance quotes in North Dakota. Compare top providers to find the right one for you and check out our resources below for North Dakota health insurance laws, regulations, and rules.
Our goal remains to make sure everybody has access to the most affordable health insurance possible. We serve the entire state of North Dakota and have already helped many residents find the right coverage for their needs and budget.
At GoHealth, we make it easy to compare top insurance plans and providers to help you find the best health coverage possible. Get your free quote today, and compare options to find the right North Dakota health insurance for your needs.
Discover more plans at the lowest available cost.
Anthem Blue Cross Blue Shield CO
Anthem Blue Cross Blue Shield CT
Anthem Blue Cross Blue Shield IN
Anthem Blue Cross Blue Shield KY
Anthem Blue Cross Blue Shield ME
Anthem Blue Cross Blue Shield MO
Anthem Blue Cross Blue Shield NH
Anthem Blue Cross Blue Shield NV
Anthem Blue Cross Blue Shield OH
Anthem Blue Cross Blue Shield VA
Anthem Blue Cross Blue Shield WI
Blue Cross and Blue Shield of Kansas City
Blue Cross and Blue Shield of Minnesota
Blue Cross and Blue Shield of MT
Blue Cross Blue Shield of AZ
Blue Cross Blue Shield of GA
Blue Cross Blue Shield of IL
Blue Cross Blue Shield of LA
Blue Cross Blue Shield of MA
Blue Cross Blue Shield of MI
Blue Cross Blue Shield of NM
Blue Cross Blue Shield of TN
Blue Cross Blue Shield of TX
Blue Cross Blue Shield of WY
Blue Cross of CA
Blue Cross of ID
Blue Shield of CA
BlueCross BlueShield of SC
CareFirst BlueCross BlueShield
Empire Blue Cross Blue Shield
Highmark Blue Cross Blue Shield WV
Horizon Blue Cross Blue Shield of NJ
Independence Blue Cross
Premera Blue Cross Blue Shield of AK
Premera Blue Cross Blue Shield of WA