Medicare Advantage Plans in Nevada
Key Takeaways
- Most Nevada residents have access to at least one Medicare Advantage Medicare Advantage (Medicare Part C) is health insurance for Americans aged 65 and older that blends Medicare benefits with private health insurance. This typically includes a bundle of Original Medicare (Parts A and B) and Medicare Prescription Drug Plan (Part D). plan.
- Plans are area-specific and usually require in-network providers and facilities.
- Most people qualify by turning age 65 and signing up for Parts A and B of Original Medicare Original Medicare is a fee-for-service health insurance program available to Americans aged 65 and older and some individuals with disabilities. Original Medicare is provided by the federal government and is made up of two parts: Part A (hospital insurance) and Part B (medical insurance). with the Social Security Administration.
- You can select a Medicare Advantage plan that offers prescription drug coverage and other additional benefits.
Medicare Advantage is an alternative to Original Medicare that allows you to choose a private insurance company to fulfill your Medicare benefits. Choosing a Medicare Advantage plan can enable you to obtain additional benefits that Original Medicare doesn’t offer. If you’re thinking of this option, here’s what you should know about Medicare Advantage in Nevada.
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Nevada Medicare Advantage Plan Coverage
You can choose a Medicare Advantage plan from a private insurance company that will provide your Medicare benefits, usually including coverage and services that are not part of Original Medicare. If you wish to enroll in a Medicare Advantage plan, you must do so when you are first eligible or during the Medicare Open Enrollment Period, also called the Annual Enrollment Period, from October 15 to December 7 every year.
There are 109 Medicare Advantage plans available in Nevada in 2024. Among those plans, 31 offered additional benefits for people who receive low-income subsidies, also referred to as Extra Help, or who are living with chronic illnesses.
NV Medicare Advantage Plan Costs
When you have Medicare Advantage, you still must pay your monthly premium for Medicare Part B and potentially a premium to your Medicare Advantage company. According to the Centers for Medicare & Medicaid Services (CMS), the average monthly premium that Nevada residents pay for Medicare Advantage in 2024 is $4.42.
More than 97% of Medicare-eligible Nevadans have access to a $0 premium plan in 2024. However, it’s important to evaluate each plan carefully as a $0 premium plan may not save you as much money in the long run, depending on things like copayments, deductibles and other out-of-pocket expenses.
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Medicare Advantage Plan Eligibility and Enrollment in Nevada
Most Nevada residents will qualify for Medicare Advantage based on age. You qualify for Medicare at age 65. Typically, you can enroll the three months before, the month during, or the three months after you turn 65. You will sign up via the Social Security Administration. At the same time, you can choose a Medicare Advantage plan if you wish.
Some people qualify for Medicare before age 65. You may qualify if you meet the following criteria:
- You have end-stage renal disease (ESRD).
- You have a disability that prevents you from working.
- Have amyotrophic lateral sclerosis (ALS).
If you are already receiving Social Security benefits, you are usually automatically enrolled in Medicare. You can expect to receive your Medicare card in the mail in the three months before you turn 65.
However, if you aren’t getting Social Security benefits, you’ll need to sign up for Medicare. To enroll in Medicare in Nevada, you will need to contact your Social Security office. You can apply online at the Social Security Administration’s website, visit your local office or sign up by calling Social Security at 1-800-722-1213 (TTY: 1-800-325-0778).
Are There Nevada Medicare Advantage Plans With Prescription Drug Coverage?
Most Medicare Advantage plans offer prescription drug coverage. Bundling these plans mean you can pay a single premium for your Medicare Advantage and prescription drug coverage (remember, you’ll still pay your Part B premium to Medicare).
a Medicare Advantage plans that offers prescription drug coverage will have a formulary, a list of medications the plan covers. The formulary will divide the medications into tiers — typically five — that can help estimate what you will pay out of pocket.
Medicare Learning Guides
Healthcare is personal. So is choosing insurance. If you are new to Medicare, a beneficiary researching options, or a caregiver, we have tailored Medicare Guides for you.
Before 65 Guide
Understanding health insurance before age 65, especially when considering early retirement
Medicare Plans Guide
Costs, coverage and enrollment details for each Medicare plan
Medicare Beneficiary Guide
For those currently enrolled in Medicare
Low Income and Medicare Guide
For individuals with a qualifying income status
A Caregiver's Guide
For individuals with a qualifying income status
Have questions about your Medicare coverage?
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- FACT SHEET. CMS.gov.
This website is operated by GoHealth, LLC., a licensed health insurance company. The website and its contents are for informational and educational purposes; helping people understand Medicare in a simple way. The purpose of this website is the solicitation of insurance. Contact will be made by a licensed insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. Our mission is to help every American get better health insurance and save money.
Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.