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Kentucky Health Insurance

Find an Affordable Kentucky Health Insurance Plan that's right for you.

Need help? Speak with a licensed insurance agent at 1-855-792-0088 TTY: 711

Mon - Fri, 8 a.m. - 6 p.m. CT

Under the Affordable Care Act (ACA) or "Obamacare", health insurance is available and more affordable for everyone, especially to those with the lowest incomes since it helps subsidize costs. Some of the ways you can obtain health insurance coverage is through the Kentucky exchange, through an employer's plan, public programs like Medicaid and CHIP, directly from a private insurance provider, or through health insurance marketplaces like GoHealth. We partner with over 300+ private insurers to help Kentucky residents compare plans and benefits, and get better health insurance at the lowest cost.

Residents in Kentucky have plenty of health insurance options to choose from. Whether you’re most interested in a specific type of coverage or a specific provider, you’ll find a plan to fit your needs and your budget.

Going without health coverage may get expensive very quickly. You don’t need to take this risk with all the options available. Whether you work for a company not offering health insurance or you’re self-employed, the right plan is available for your needs.

Healthcare in Kentucky

Finding the best health insurance in Kentucky for your needs doesn't need to be difficult. There are several options to choose from, no matter your budget and needs. Consider these statistics about health care coverage in Kentucky and the insurance options below:


Total Kentucky Residents


Kentucky uninsured residents


Total Kentucky HMO enrollment

Outline of Kentucky

Avg Kentucky hospital cost per inpatient day (before insurance)


Avg annual employee premium in Kentucky employer-sponsored plan (after employer contribution)

Source data according to the Kaiser Family Foundation:

Health Insurance Coverage of the Total Population, states (2017), U.S. (2017); Total HMO Enrollment, January 2016; Average Single Premium per Enrolled Employee;
For Employer-Based Health Insurance, 2017; Hospital Adjusted Expenses per Inpatient Day, 2017