Understanding Medicare
Navigating Medicare can be hard, but we’re here to make finding the right plan simple.
What is Medicare?
More than 60 million people in the U.S. receive health coverage through either Original Medicare or a Medicare Advantage plan.
Original Medicare is a federally administered health insurance program for older adults and people with certain disabilities.
Medicare Advantage plans are offered by private insurance carriers to substitute for Original Medicare and may include additional benefits.
Medicare basics
Original Medicare has two parts. Part A covers hospital stays, while Part B covers doctor visits and other medical services.
Tip: Original Medicare (Parts A and B) can be used at any U.S. doctor’s office or hospital that accepts it. Medicare Advantage plans usually have a network of doctors and pharmacies you’ll need to use to get the most from your benefits.
Original Medicare is public health insurance for adults who:
- Are 65 years of age or older.
- Are younger than 65 years of age but have qualifying disabilities.
- Are U.S. citizens or permanent residents.
Finding the right coverage for you
Your healthcare needs and financial situation are unique to you. Our licensed insurance agents can guide you through the complexities of Medicare, helping you find coverage that fits your individual circumstances.
Whether you’re about to become eligible for Medicare or have been on a plan for years, we are here to answer your questions.
When can I enroll in Medicare?
Learn about Medicare enrollment periods, when you’re eligible to sign up, and key deadlines to ensure you get timely coverage.
Medicare Parts A, B, C, and D?
Understand the differences between Medicare Parts A, B, C, and D to find the best coverage for you.
What does Medicare cover?
Learn about the services, treatments, and equipment covered under Original Medicare and about opportunities to access additional benefits through a Medicare Advantage plan.
How much does Medicare cost?
Get a clear picture of out-of-pocket costs, premiums and deductibles so you can choose the affordable healthcare you deserve.Have a question?
Speak with one of our licensed insurance agents.
TTY: 711 — Mon – Fri, 8 a.m. – 6 p.m. CT
Partnerships
To provide you with choice, we partner with some of the nation’s top private health insurance companies.
Ready to find the right Medicare plan for you?
We’re here to help you find the right plan for your needs.
