Medicare Senior Dental Insurance supplements Original Medicare (Part A and Part B), which do not offer dental coverage. Part A and Part B cover hospital and medical insurance but don’t cover dentures, fillings, extractions, or cleanings. Generally, Original Medicare will only provide emergency dental care or coverage in complicated cases.
Most Medicare dental plans will cover routine services, restorative services, oral/maxillofacial surgery, endodontic/periodontal/extractive and prosthodontics, and diagnostic services.
Medicare doesn’t provide any stand-alone dental coverage plans. The only way to obtain Medicare Senior Dental Coverage is through a Medicare Advantage Plan offering dental benefits. Medicare Advantage offers another way to gain the same benefits as Original Medicare (Part A and Part B) along with additional benefits, such as dental coverage, vision coverage, hearing coverage, and prescription drug coverage.
Dental benefits provided by a Medicare Advantage plan may vary based on your location and the provider of the plan.