Medicare Easy Pay allows you to pay your monthly premiums automatically through a checking or savings account.
Medicare provides the service at no charge and makes it easier to pay Part A, Part B, and Part D IRMAA premiums.
You can set up Medicare Easy Pay online or by filling out a form and mailing it in.
Medicare also offers options to make one-time online payments and never charges a service fee, although your credit card company or bank may charge a fee.
The service can simplify the process of making Medicare payments. It’s likely that you do not make a monthly premium payment for your Medicare Part A coverage. However, your Part B coverage has a monthly premium and Easy Pay is a simple tool to ensure you don’t miss a monthly payment.
If you receive a “Medicare Premium Bill,” you can pay the premiums on your bill using Medicare Easy Pay. People who have Medicare and are receiving Social Security benefits or Railroad Board benefits have their Medicare payments deducted from their benefits payments, so they aren’t eligible for Medicare Easy Pay.
There is not a charge for using Medicare Easy Pay. Medicare doesn’t charge you a fee for any method of payment you choose, although the companies providing the payment method (i.e., your bank) may charge a fee for some forms of payment.
When it comes to Medicare billing, Medicare offers you two ways to sign up for Medicare Easy Pay.
- If you want to pay Medicare online, you can sign up for Medicare Easy Pay by logging into or creating an online Medicare account.  Once logged in, you can access a short online form after selecting “My Premiums” and “Sign Up.” You also can stop or change the details of Medicare Easy Pay online.
- Alternatively, you can fill out and mail in form SF-5510,  which includes instructions and can be used to start, stop or change the details of your Medicare Easy Pay agreement. When you get ready to fill out the form, you will need your Medicare card and a few bank account details handy.
If you have questions, you can call Medicare at 1-800-633-4227 (TTY: 1-877-486-2048).
What happens after I sign up?
Medicare states that it “can take up to 6-8 weeks for your automatic deductions to start.” Until then, you are responsible for making sure you pay in a timely fashion. It can take a similar amount of time for changes to take effect and take up to four weeks for automatic payments to stop.
Once Medicare Easy Pay is up and running, your “Medicare Premium Bill” should contain the words “THIS IS NOT A BILL” in the upper-righthand corner.  This lets you know you have automatic payments.
Payments are typically deducted from your account around the 20th of the month.
While Medicare Easy Pay provides an option for automatic monthly payments, you also have the option of making automated one-time payments online.
Can you pay Medicare online with a credit card?
If you are looking for ways to pay Medicare online, credit cards and debit cards are accepted. Currently, there is no option for setting those up as recurring payments. After selecting “Pay my premium” in your online Medicare account, the U.S. Treasury’s Pay.gov site will direct you to complete your one-time payment.
Can I set up automatic payments through my bank?
Instead of using Medicare Easy Pay, you can set up automatic payments through your bank. There are, however, a few things to consider that aren’t a concern with Medicare Easy Pay.
You should make sure your bank can accommodate automatic payments and doesn’t charge a fee for the service. You also want to make sure that, like Medicare Easy Pay, your bank has the ability to change the payment amount if your premiums change. Medicare Easy Pay automatically adjusts if your premiums change.
If you still want to make payments through your bank, here’s the information you’ll need to provide to your bank: 
Medicare number: Your 11-character ID can be found on your Medicare card or on your bill. Don’t include dashes or spaces.
Payee name: CMS Medicare Insurance
Medicare Premium Collection Center
PO Box 790355
St. Louis, MO 63179-0355
Can I make other payments beyond Part A and Part B premiums using Medicare Easy Pay?
In some instances, your “Medicare Premium Bill” may include a monthly charge for “IRMAA Part D.” 
If you are in a high-income category that requires you to pay additional for Part D drug coverage (“IRMAA” stands for “Income-Related Monthly Adjustment Amount”), then that premium payment will be a part of your automatic payments made via Medicare Easy Pay.
What are my options for Part D, Medigap or Medicare Advantage payments?
While your IRMAA Part D payments are made to Medicare, Part D plans themselves are administered by private insurance companies. That’s also the case with Medigap supplemental plans as well as Medicare Advantage plans.
The companies that sell and maintain Part D, Medigap and Medicare Advantage plans individually determine payment options. While Medicare Easy Pay can’t be used to pay those premiums, insurance companies offer their own set of convenient payment options.