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Short Term Health Insurance

Find an Affordable Short Term Insurance Plan that's right for you.

Need help? Speak with a licensed insurance agent at 1-855-792-0088 TTY: 711

Mon - Fri, 8 a.m. - 6 p.m. CT

Temporary Health Insurance to Bridge the Gap

In some circumstances, such as a change in employment, Short-Term Medical Insurance may be necessary to help bridge the gap. With the right policy, you’ll gain access to temporary health insurance until you can enroll in a new major medical insurance policy through a new employer.

While a Short-Term Insurance policy can certainly help cover you in the event of an accident or injury, this type of plan often offers less comprehensive coverage compared to a major medical insurance plan. However, when you’re waiting for major medical insurance coverage to start or you need coverage between jobs, short-term medical insurance offers the solution.

Most short-term plan will come with low premiums and quick approval. They offer terms ranging from 30 days to about 12 months, but they won’t cover pre-existing conditions, and you’re not guaranteed to be approved for a short-term plan.

When Should You Consider a Short-Term
Medical Insurance Plan?

The most common time to purchase a short-term plan is in between jobs. Whether you were laid off, lost your job, or you’re waiting for employee benefits to kick in at a new job, Short-Term Medical Insurance will cover the gap Major Medical Insurance won’t cover.

In addition to a change in employment, you may consider short-term plans when you cannot get major medical coverage, or you need proof of insurance quickly for a special activity. This type of health insurance can also help if you’re waiting for Medicare coverage to start.

How GoHealth works


Join the GoHealth Family

Provide us your contact info, or give us a call, so we can connect. We want to take care of you so well, we earn the right to become "your guy or girl" in the health insurance world for years to come.


Let us take care of you

Health insurance is complicated - we make it simple by offering unbiased advice from any one of our licensed insurance agents. After understanding your needs, we'll walk you through your options (the pros and cons) and get you enrolled in a plan with the right coverage.


And, we'll keep taking care of you

A GoHealth agent is there for you, whenever you need. If you have a question about your plan (even about a claim), we're here to help. You are part of the GoHealth Family, and we'll provide you lifetime support.

Have a question?

Speak with a licensed insurance agent.

1-855-792-0088 TTY: 711

Mon - Fri, 8 a.m. - 6 p.m. CT