Major medical insurance, also referred to as health insurance, offers the main type of medical coverage for individuals and families. When something happens to you, such as a serious illness or a car accident, the expenses can add up fast. With major medical insurance, you’ll be covered, and you won’t face looming medical expenses due to something outside of your own control.
Just about anybody can purchase an individual or family major medical insurance plan, and you cannot be declined due to medical history.
With Major Medical Insurance, you’ll gain many benefits for a variety of healthcare services, including outpatient and inpatient. Your health insurance policy can help save you money on things, such as prescription drugs, doctor’s visits, preventative care, and many other medical services.
Typically, a Major Medical Insurance plan will come with a monthly premium, co-payments, coinsurance, and an annual deductible. Factors, such as your age, gender, and tobacco use may influence the overall cost of your health insurance policy.