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What kind of health plan should you choose?

What does HMO, PPO, POS, and FFS mean?
These letters are initials for different kinds of health insurance plans. Let’s take a look at what each one stands for, and what kind of coverage they offer.

Types of Health Plans

What About Health Savings Accounts?

Health Savings Accounts (HSAs) were introduced a few years ago, and they’ve slowly been gaining popularity. An HSA isn’t a health plan — it’s a bank account where you can save money to pay for your health care expenses. With an HSA, you save money tax-free. You can use the money in your HSA to pay for nearly any medical expense.

To open an HSA, you need to enroll in a “high-deductible health plan.” For individuals, a “high-deductible” is considered $1,100. For families, it’s $2,200. That may seem like a lot of money, but you can use the funds in your HSA to pay that deductible. And because of the tax benefits, using HSA money means that the federal government is picking up part of the bill.

Still not sure which is right for you? Start comparing your options. Get an instant quote to see plans and benefits online in just minutes.

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Anthem Blue Cross Blue Shield CO

Anthem Blue Cross Blue Shield CT

Anthem Blue Cross Blue Shield IN

Anthem Blue Cross Blue Shield KY

Anthem Blue Cross Blue Shield ME

Anthem Blue Cross Blue Shield MO

Anthem Blue Cross Blue Shield NH

Anthem Blue Cross Blue Shield NV

Anthem Blue Cross Blue Shield OH

Anthem Blue Cross Blue Shield VA

Anthem Blue Cross Blue Shield WI

Blue Cross and Blue Shield of Kansas City

Blue Cross and Blue Shield of Minnesota

Blue Cross and Blue Shield of MT

Blue Cross Blue Shield of AZ

Blue Cross Blue Shield of GA

Blue Cross Blue Shield of IL

Blue Cross Blue Shield of LA

Blue Cross Blue Shield of MA

Blue Cross Blue Shield of MI

Blue Cross Blue Shield of NM

Blue Cross Blue Shield of TN

Blue Cross Blue Shield of TX

Blue Cross Blue Shield of WY

Blue Cross of CA

Blue Cross of ID

Blue Shield of CA

BlueCross BlueShield of SC

CareFirst BlueCross BlueShield

Empire Blue Cross Blue Shield

Highmark Blue Cross Blue Shield WV

Horizon Blue Cross Blue Shield of NJ

Independence Blue Cross

Premera Blue Cross Blue Shield of AK

Premera Blue Cross Blue Shield of WA

Regence BlueShield