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Individual & Family Fixed Indemnity Insurance

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Supplement Your Health Insurance with Fixed Indemnity Coverage

As an add-on to major medical coverage, fixed indemnity insurance offers additional protection in the event of a specific injury or illness covered by the policy. This type of insurance will help to cover the out-of-pocket expenses during the year.

Fixed indemnity insurance isn’t the same as major medical coverage. The covered offered may only cover specific injuries, illnesses, medical procedures, and/or drugs. In some cases, a fixed indemnity plan won’t cover hospital costs at all.

It’s important to understand your policy before deciding to add fixed indemnity coverage to your health insurance portfolio. This type of coverage isn’t guaranteed, and you may need to go through a full medical underwriting process before receiving coverage.

When Fixed Indemnity Insurance Makes Sense

If you struggle to get approved for medical health insurance, fixed indemnity insurance may be a good solution. It can also act as a supplement to major medical insurance to help cover specific illnesses and injuries.

Fixed indemnity insurance comes with no deductible and will make a fixed payment to you if you suffer from the injury or illness covered by the policy. It doesn’t cover prescription drugs and typically won’t work for those with pre-existing conditions.

Coverage is not guaranteed and there will be limits, which vary from one plan to another.

While fixed indemnity insurance may be a good add-on for you, it’s always a good idea to ensure you have major medical health coverage first.

GoHealth has helped over 1.8 million consumers find coverage.

We help you find the right coverage for yourself, your family or your business. With the lowest prices, plans from the nation’s top health insurers, and a variety of products, we help you find complete coverage at an affordable price. Through GoHealth, you can enroll in a plan from start to finish online or call to speak with a licensed expert for plan recommendations based on your needs. We’re here to help you find the health insurance you need, no matter where you live or what time of day. And our services are always free to the consumer.

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