While major medical insurance is vital, it doesn’t cover everything. If you suffer from a serious illness, such as cancer, stroke, or a heart attack, major medical insurance may not provide the coverage you need. Critical illness insurance will ease the financial strain and help you worry about recovery.
With most plans, you won’t need to worry about deductibles or co-pays, either. Most critical illness insurance plans will cover heart attack, stroke, and/or cancer.
Major medical insurance will reimburse you or the provider of medical services for certain things, such as medical procedures, equipment, and services. With a Critical Illness Insurance Plan, you’ll get paid directly if you’re diagnosed with a serious illness covered by your policy.
The benefits of your critical illness insurance will be paid in addition to your health coverage.